Your Closing Costs

	Are you looking for a new mortgage loan? We can assist you! Call us at (817) 366-8666. Want to get started? Apply Now.

Every home sale incurs certain costs. Buyers and sellers customarily split these costs, as specified in the sales contract.

As you'll see below, many of the costs result from getting your mortgage. Since FNB Town Square Mortgage is highly experienced with mortgages & closings, we are closing cost experts.

The Good Faith Estimate (GFE)

Soon after you apply for a loan, we will give you the "Good Faith Estimate" of your costs. The closing costs spelled out in the Good Faith Estimate are estimated based on FNB Town Square Mortgage's experience with mortgage loans, but costs often change a little bit between delivery of the Good Faith Estimate (GFE) and closing. We review GFEs with buyers every day, so we will be happy to answer your questions about closing costs.

Below is a generic list of closing costs. We will always provide a specific list of your closing costs when we give you a Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs

• Up-front Interest Payment
• Escrow Account
• Taxes
• Costs related to "originating" your loan
• Points — These are costs you pay up-front to lower your mortgage interest rate (optional)
• Appraisal Costs
• Getting YourCredit Report

Property Taxes

• Insurance
• Transfer Taxes & Recording Fees

Homeowners Insurance

• Flood / Quake Insurance if applicable
• Private Mortgage Insurance (PMI)
• Title Insurance

FNB Town Square Mortgage can answer questions about these closing costs. Call us: (817) 366-8666.